Retirement plan document preparation and maintenance
The plan document is the cornerstone by which a retirement plan is governed and is used as a guide in running day-to-day activities of the plan. FuturePlan's plan document services are designed to protect compliance, reduce risk, and support long-term plan success.
We solve your plan challenges and deliver meaningful results
Detailed oversight is crucial to avoid compliance issues, potentially hefty fines, and keep a plan in qualified status.
Even small gaps between plan design and documentation can create downstream issues—often surfacing later as corrections, delays, or compliance failures.
FuturePlan’s unique, hands-on approach helps reduce complexity for clients and makes the process easy from start to finish. We maintain a deep bench of professionals whose sole responsibility is to is to ensure the plan document is aligned with your intent and remains in compliance for the life of the plan
Whether a plan is a startup or takeover, we have the ability to provide comprehensive guidance to optimize each plan with a flexible design that grows with the business.
What plan document services deliver
Customized plan design
Comprehensive guidance to optimize each plan with a flexible design to meet business needs
Ongoing amendments and document maintenance
Support for plan changes, restatement cycles, and ongoing document maintenance needs, supporting the long-term integrity of the plan
Plan document compliance
Peace of mind that the plan is in compliance with all applicable laws and regulations to help maintain qualified plan status
Clear plan provisions
Defined rules for eligibility, vesting, distributions, and fiduciary responsibilities
Benefits of getting documentation right
For your clients
Reduced risk of compliance failures and costly corrections
Confidence that plan provisions are clearly defined and enforceable
Greater stability as the plan evolves over time
Fewer disruptions caused by documentation errors
For your practice
Less time fixing issues after the fact
Confidence that plan design decisions are implemented correctly
More consistent outcomes across client plans
Built for consistency across every plan
FuturePlan’s document services are designed to deliver reliable outcomes across both straightforward and complex plan designs.
This includes:
Plan document drafting and preparation
Amendments for plan changes and regulatory updates
Restatements to maintain qualified plan status
Ongoing plan document maintenance services
Our structured approach ensures documents remain accurate, current, and aligned with plan operations—while supporting broader compliance, plan design, and administration needs.
Why choose FuturePlan?
Solve for risk upfront, not after the fact
Plan document preparation isn’t just about drafting language—it’s about eliminating risk at the source.
FuturePlan approaches every document with an analysis-first mindset. We review the full picture—identifying gaps, validating assumptions, and ensuring the document reflects the right structure from the start.
Design-first approach
We treat every design as a unique case and use an analysis-first protocol to validate assumptions and identify potential gaps before drafting begins. This is designed to prevent operational errors and eliminate the need for costly retroactive corrections later.
Complexity made simple
We specialize in complex designs—including multi-entity and union plans—that standard templates often overlook. Led by experts with 30+ years of experience, our team manages intricate regulatory requirements with precision.
Proactive industry and regulatory expertise
We stay ahead of legislative shifts so you don't have to. For major changes like SECURE 2.0, we use dynamic data capture and targeted surveys to ensure plan elections accurately reflect owner intent. This intelligence is delivered through a seamless experience—using Docusign and the my.FuturePlan portal—to keep your clients’ plans in constant alignment with current regulations.
ERISA-compliant document preparation
Drafting plan documents that meet regulatory requirements and reflect plan design intent
Eligibility, vesting, and distribution provisions
Clear documentation of plan rules, including eligibility requirements and required minimum distributions (RMDs)
Fiduciary and operational alignment
Documentation that reflects how the plan is administered and governed
Plan document amendments and maintenance
Support to keep plan documents current as regulations and client needs evolve
Restatements
Efficient restatement cycles to maintain qualified plan status
Leadership
Behind FuturePlan's deep capabilities is an experienced leadership team dedicated to delivering innovative solutions.
Plan documentation shouldn't be a simple pass-through process. We act as a high-level consulting team, treating every plan design like a custom case study. By putting in the extra consultative hours on the front end, we proactively protect your clients and eliminate painful corrections on the back end.
Let’s get your plan documents right
If you are evaluating retirement plan document preparation or need support with amendments, compliance, and ongoing maintenance, connect with FuturePlan to discuss the right approach for your clients and your practice.