3(16) Fiduciary Services
Our experts take on the fiduciary burden, helping plan sponsors reduce liability, save valuable time, and gain peace of mind.
Our Story
Entrepreneurial Spirit Backed by Corporate Strength
We are a dynamic network of leading third party administrators (TPAs) from across the nation, united to become one dedicated organization with a shared vision for transforming the retirement industry. We’ve created a new national model to deliver the highest possible levels of expertise, care and service to advisors and their clients.
Our visionary way of working preserves the local TPA relationships, expertise, and entrepreneurial ingenuity you’ve always trusted, now backed by the strength and security of Ascensus.
45,500+
Plans under
management*
30+
Recordkeeping
partners
82
Sales team members
serving in all 50 states
$104+ billion
in estimated assets under
administration (AUA)*
470
Credentialed
associates
1500+
Skilled team members
to serve you
As of 06/30/2022
*Note: 4k plans realigned to management under our Ascensus Health and Wellness division
What We Do
We provide creative plan design, strategic consulting, IRS and Department of Labor (DOL) regulatory compliance services, and end-to-end plan administration for more than 45,500 retirement plans across the United States. We are dedicated to serving financial advisors, RIAs, broker/dealers, recordkeepers, small business owners, and human resource and benefits managers nationwide.
For Financial Advisors
We strengthen the services you provide, empowering you with specialized tools and education. Our singular focus is on increasing your client retention and growing your business, with services including:
- Business development support from our expert sales team
- Services and tools to increase client retention
- A platform to showcase your expertise
- Rapid delivery of custom plan designs and comprehensive proposals
For Your Clients
All our services are customized for your client’s unique needs, from seamless plan administration to advanced plan design and actuarial consulting. Your clients benefit from these and many other advantages:
- Compliance expertise drawing on long-standing relationships with the IRS and DOL
- Dedicated centers of excellence in Cash Balance, Prevailing Wage, ESOPs, and 3(16) Fiduciary Services
- Dedicated team for data security and disaster recovery
- A large team of ERISA experts and ERISA attorneys on call
Our dedicated team delivers breadth and depth of experience across every plan type to help drive success.
Our Purpose and Values
I-Client Philosophy
Our clients are always at the center of everything we do – a value-based mindset we call I-Client. This guides us to always act in the best interest of our clients, see FuturePlan from our clients’ perspective, and create mutually successful relationships.
Partnership
Our singular focus is enabling our partners to help individuals and families create better financial futures.
Innovation is a strategic priority and we apply our versatile capabilities, insights, and technology to tailor solutions based on client needs, and the evolving retirement savings landscape.
Expertise
Our deep expertise, decades of experience, and advanced analytics uncover unparalleled insights to enhance the success of our partners, their clients, and participants.
We address complex challenges and opportunities facing retirement, education, and healthcare savings, and our administrative and operational infrastructure increases efficiency, ensures security, and minimizes risk for all who depend on us.
Technology
Our proprietary technology drives client service and operational excellence, leveraging platforms designed to deliver quality, flexibility, scalability, security, and cost-efficiency.
Our 24/7 Security Protocols
Network and Application Firewalls
Vigilant 24/7 protection of your data and our systems from unauthorized network, application, and database activity.
Virus and Vulnerability Scans
Leading security firms constantly monitor and test our systems for unusual account activity and fraud.
Culture of Security
All FuturePlan associates receive continual year-round education, training and testing on security protocols.
Centers of Excellence
Prevailing Wage Plans
Decades of experience delivering specialized benefit plans for the construction industry, helping firms reduce costs and win bids.
Cash Balance Plans
Actuarial experts delivering the nation’s most advanced tax-efficient plan designs, popular with high earning professionals.
Solo(k) / Solo DB Plans
Specialized plan services helping self-employed business owners and consultants maximize savings.
ESOPs
National leaders in providing innovative, tax-efficient Employee Stock Ownership Plans that help reward and retain employees.
Our Partners
Valued and Independent
At FuturePlan, our independence and flexibility are key to providing our clients with unparalleled service.
We are proud to partner with more than 30 different recordkeepers and with dozens of financial advisory groups across the country, empowering advisors to choose the recordkeeper and investment platforms that best serve their clients’ needs. Our institutional partnership team is dedicated to developing innovative service offerings customized for our advisor and recordkeeping partners.
Legacy Firms
Backed by the Strength of Ascensus
Ascensus is the largest independent recordkeeper in the United States* helping more than 12 million people save for retirement, education, and healthcare. With more than 40 years of experience, the firm offers tailored solutions that meet the needs of asset managers, banks, credit unions, state governments, financial professionals, employers, and individuals.
* Cerulli Associates. The Cerulli Report: U.S. Retirement Markets 2020. March 2021.
