IRA

Regulatory and Legislative

Representative Neal Reintroduces Automatic IRA Act

Representative Richard Neal (D-MA), House Ways and Means Committee Ranking Member, has reintroduced the Automatic IRA Act.

December 16 2025

Regulatory and Legislative

IRS Announces Applicable Federal Rates for January

The Internal Revenue Service has issued Revenue Ruling 2026-02 which contains the applicable federal rates for January 2026. 

December 16 2025

Regulatory and Legislative

IRS Issues Form for Reporting Qualified Disaster Retirement Plan Distributions and Repayments

The Internal Revenue Service has released a December 2025 version of Form 8915-F, Qualified Disaster Retirement Plan Distributions and Repayments.

December 16 2025

Regulatory and Legislative

Retirement Plan Disaster Assistance May Be Available for Washington Storms

The Federal Emergency Management Agency issued a Major Disaster Declaration on December 12, 2025, for Washington severe storms.

December 16 2025

Regulatory and Legislative

IRS Posts 2025 Form 8606

The IRS has released 2025 Form 8606, Nondeductible IRAs. 

December 15 2025

Regulatory and Legislative

IRS Announces Deadline Relief for Minnesota Severe Storms

The IRS has announced the postponement of certain tax-related deadlines for victims of severe storms and straight-line winds in Leech Lake Band of Ojibwe until February 2, 2026.

December 12 2025

Regulatory and Legislative

IRS Releases 2026 Form W-4P

The Internal Revenue Service has issued the 2026 Form W-4P, Withholding Certificate for Periodic Pension or Annuity Payments. 

December 11 2025

Regulatory and Legislative

Prime Interest Rate Decreased to 6.75 Percent

Effective December 10, 2025, the prime interest rate was lowered from 7.00 percent to 6.75 percent.

December 10 2025

Regulatory and Legislative

Roth Rollover Proposal Introduced in Senate

Senators John Barrasso (R-WY) and Michael Bennet (D-CO) have introduced the Retirement Rollover Flexibility Act. 

December 05 2025

Regulatory and Legislative

Proposal to Enhance PLESAs Introduced in Senate

Senators Cory Booker (D-NJ) and Todd Young (R-IN), along with Representatives Eugene Vindman (D-VA) and Glenn Thompson (R-PA) have introduced bi-cameral legislation, the Emergency Savings Enhancement Act. 

December 05 2025